Head of Segments and Products (Business Banking, SME, Credit, Product Development) – Port Moresby, Papua New Guinea

Oceanic and Pacific Rim
Posted 5 months ago

Reference No. JA-004-BSP

Reference Number: JA-004-BSP


Job Description:


The Head of Segments and Products will be an expert partner supporting the BB Head in development of the SME and will play a major part in achieving the right scale and market penetration. The role is responsible to modify and amend credit programs, create new ones and do annual reviews


Responsibilities:


  • To ensure effective product training of the Sales force by Product Specialists and to manage the product specialist s in the hive through the product coordinator
  • Be responsible for the successful functioning and profitability of the credit programs and credit process
  • Develop and deliver an appropriate advertising, promotions and public relations platform when this is necessary.
  • Be responsible for the successful functioning and profitability of the credit programs and credit process
  • Establish effective mechanisms for market research, analysis and segmentation at both micro and macro level
  • Establish a mechanism for identifying target customers in each preferred market sector – for screening and selection by the Marketing department in conjunction with the Risk Department with a view to increase efficiency of both departments
  • Responsible for providing business intelligence to the sales force with a view to increase penetration across all products range especially non loan product
  • Be responsible for the determination, design of new products and product bundling for SME customers resulting from market research and feedback from appropriate sales force
  • Being the central point in coordinating between sales and risk changes in risk parameters based on factual market feedback
  • Be the central coordination point for the business vis a vis process improvement with other areas of the bank
  • Develop and deliver an appropriate advertising, promotions and public relations platform when this is necessary
  • To coordinate customer surveys on a periodic basis


Regulations that Govern Actions:


  • Ensure compliance with all relevant BPNG regulations, banking laws, AML regulations and internal BSP policies and code of conduct in order to maintain BSP’s sound legal position and mitigate any potential risks.


Requirements: Qualification and Skill


  • Bachelor’s Degrees in Accounting, Commerce, Business Administration, Economics, Banking & Finance etc
  • A business focused individual with unquestionable expertise in developing marketing strategy and methodologies in fast-moving customer-focused product-driven businesses
  • A process focused individual with about 12-15 years’ experience in retail banking as well as corporate banking
  • An effective team player with a results orientation and a liking for competitive and challenging environments


Direct Reports


  • Data Mining & Segmentation Head
  • Customer Fulfilment
  • Product Coordinator


 


Key stakeholders


 


Internal


  • Business Banking Sales (Borrowing & Non- borrowing)
  • Business Banking Risk Team
  • Business Banking Marketing Team
  • Marketing Department
  • People and Culture Department
  • Corporate Banking SBU
  • Finance and Operations
  • Branches
  • Third Parties


 


 External


  • Business Banking Customers
  • Business Community, Trade Associations, Industrial Chambers etc


 


 


If you wish to apply for the position, please send your CV to Jamie Adams at jadams@caglobalint.com


 


Please visit www.caglobalint.com for more exciting opportunities.


 


Jamie Adams


CA Finance


 


CA Global will respond to short-listed candidates only. If you have not had any response in two weeks, please consider your application unsuccessful however your CV will be kept on our database for any other suitable positions.


 

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